Terms and Conditions
Last updated: 1/1/2025
Welcome to Avalon Financial (“Company,” “we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your access to and use of our website and services, including but not limited to website design, development, hosting, branding, SEO, social media management, and digital marketing services (collectively, the “Services”).
By using our website or engaging our services, you agree to be bound by these Terms. If you do not agree, please do not use our website or services.

1. Use of Website
• You must be at least 18 years old to use our website or services.
• You agree to use the website only for lawful purposes.
• We reserve the right to suspend or terminate access if we believe your actions violate these Terms.

2. Our Services
• We provide digital marketing and website development services tailored for new and small business owners.
• A detailed description of services and deliverables will be provided in a separate proposal or agreement.
• Any timelines or deadlines provided are estimates and may be subject to change due to project scope or client delays.

3. Client Responsibilities
• Clients must provide accurate information and timely feedback necessary for us to perform the Services.
• You are responsible for the content (text, images, etc.) you supply to us.
• You represent that all materials provided do not infringe on the intellectual property rights of third parties.

4. Payments and Refunds
• Payment terms will be defined in the service agreement or invoice.
• Deposits are typically non-refundable unless otherwise specified.
• Late payments may incur fees or project delays.

5. Intellectual Property
• We retain the rights to any proprietary tools, code, or templates we use in our work.
• Upon full payment, you will own the final deliverables, excluding third-party components or licenses.
• We reserve the right to display completed projects in our portfolio.

6. Third-Party Tools and Services
• Our services may incorporate or depend on third-party tools (e.g., Google Ads, social media platforms).
• We are not responsible for changes, outages, or issues caused by these third-party services.

7. Limitation of Liability
• We are not liable for any indirect, incidental, or consequential damages resulting from your use of our services.
• Our total liability will not exceed the amount you have paid us for the services.

8. Privacy
• We respect your privacy and handle your data in accordance with our [Privacy Policy].

9. Changes to Terms
• We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated “Last updated” date.
• Continued use of our website or services after any changes constitutes your acceptance of the new Terms.

10. SMS Terms & Conditions

SMS consent is not shared with third parties or affiliates.

a. SMS Consent Communication:
The information (Phone Numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.

b. Types of SMS Communications:
If you have consented to receive text messages from Avalon Financial, you may receive messages related to the following

Account notification
Follow-up messages
Inquiries / Assistance

c. Message Frequency:
Message frequency may vary depending on the type of communication.

d. Potential Fees for SMS Messaging:
Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.

e. Opt-In Method:
You may opt-in to receive SMS messages from Avalon Financial by

Verbally, during a conversation

f. Opt-Out Method:
You can opt out of receiving SMS messages at any time. To do so, simply reply “STOP” to any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list.

g. Help:
If you are experiencing any issues, you can reply with the keyword HELP.

h. Standard Messaging Disclosures:
Message and data rates may apply.
You can opt out at any time by texting “STOP.”
For assistance, text “HELP” or visit our https://avalonfinancialnj.com/
Message frequency may vary

11. Governing Law
• These Terms shall be governed by and interpreted in accordance with the laws of New Jersey.
Contact Us

If you have any questions about these Terms, please contact us at:
Avalon Financial
support@avalonfinancialnj.com
2019796993
97 Newkirk St ste 302, Jersey City NJ 07306